Private · EU-hosted · no bank sync

Track what you own.
Remember why you own it.

You record the why in one sentence. When the market moves your money, Volnar records that itself.

No signup, no card — a full sample portfolio, ready in a few seconds.

Two ways an entry gets writtenYou speak — or the market does.
Net worth · as of 2026
€1.290.083
▲ +71% since 2021
20212022202320242025now
PropertyReservesCryptoPublic markets
Replay12 / 122026
2026Automatic · Market move
Crypto sold off hard
Bitcoin fell ~30% across the year.
Down €33.000 on the year, but only the trimmed remainder is exposed. The core thesis is intact — you held.
−€33.000 on the year · core intact
Ask: what if I’d sold the core before the selloff?· in the live demo
From chat to journal
You say
Sold 80 NVIDIA today.
It reads your portfolio + that day
Largest holding, 41% · earnings, +8%Earnings
Writes the entry
NVTrimmed NVIDIA · €96.000 locked
From market to journalautomatic
The market moves
Bitcoin fell ~30% on the yearCrypto
It sees the hit to your holdings
You held the core through it
Logs it for you
−€33.000 on the year · core intact

Sample portfolio, real market history. Every marker is an entry — the automatic ones wrote themselves.

Why a journal

A year on, you won’t remember why.

Memory, one year later
Sold NVIDIA because it was 41% of everything and earnings had just popped.
…why did I sell again?
In Volnar
Sold NVIDIA because it was 41% of everything and earnings had just popped.
12 Oct 2024 · still here
The decision journal

Every moment on the chart, written down.

Every marker on the chart is an entry — your reason and the number, side by side. The automatic ones wrote themselves.

Oct 2022Bought the bottomYou
Buying when it hurt — the 2022 low.
+€120.000
Eight of the twelve entries — every marker on the chart has one. Read the rest in the live demo
Notifications

It tells you when something moves.

A quiet nudge when the market touches what you hold — or you hit a milestone. The ones that matter write themselves into the journal.

On this day · 1 year agomemory
You crossed €1.000.000
A year on, you sit at €1.290.083.
ECB · attentionnow
Rate +25 bps — affects your mortgage
Yours is fixed. Logged for you.
NVIDIA · earnings beat8m
+€8.300 on your NVIDIA position
Topped estimates after the close.
Bitcoin · momentum1h
Above its record — +€4.100
Want to log a decision while it’s fresh?
Private by design

No bank sync. No advice. On purpose.

You tell it what happened — updating takes a sentence, and the market’s entries write themselves. It never sells you advice. It answers to you alone.

No broker connectionsNo recommendationsEU-hosted
What-if · in chat

See it before you commit.

Ask in plain language. Volnar runs the numbers — deterministically — and shows the impact. Nothing changes until you decide.

Ask your own — in the live demo
What if I sell the flat and buy a world index?
Net worth todayUnchanged
Rental income lost−€1.500 / mo
Equity share47% → 81%
Sold & indexed · 10 yrs at 6%*≈ €772.000
Simulated in chat · deterministic math · nothing moves until you decide
Dashboard · Vitals

Not just what you own — how well it’s built.

A live dashboard of every asset, and six Vitals that grade the quality of your wealth — concentration, liquidity, leverage, drawdown, cash yield, real growth. Each carries a grade from A to D, so one glance shows the moment something slips.

Portfolio · today▲ +71% since 2021
€1.290.083
Public markets€611.505
Property€431.323
Reserves€181.110
Crypto€66.145
Vitals · 4 healthy · 2 to watch
CConcentrationWatch
38% · NVIDIA
35%
Above the 35% line — one position drives a lot of the book.
ALiquidityHealthy
54% in a week
15%
Over half your wealth is reachable within seven days.
ALeverageHealthy
28% LTV
5075
The mortgage is modest, and the rate is fixed.
BDrawdownHealthy
−23% 2008-style
−25%
A simultaneous crash would cut about a quarter — survivable.
CCash yieldWatch
−1,3% real
Cash is quietly losing to inflation and tax.
AReal growthHealthy
+8,3% past year
Net worth is growing ahead of inflation.
NVNVIDIAASASMLAuGoldBitcoinCashREPropertyNVNVIDIAASASMLAuGoldBitcoinCashREProperty

Everything on this page is the demo’s portfolio — open it and click around. If it fits, it’s €9,99 a month, with the first 7 days free.

Why Volnar, not the rest

What the others don’t keep.

Spreadsheets hold the numbers
Volnar keeps the why next to them
Aggregators sync your bank
Volnar won’t — so every change keeps your reason
AI advisors tell you what to do
Volnar never advises — it records what you chose
Alerts buzz once and vanish
Volnar keeps the market’s entries
Pricing

One subscription. Two ways to pay.

Try the demo first — no signup, no card. If Volnar fits, subscribe in the app or on the web: 7 days free, then €9,99 a month or €99,99 a year. Cancel anytime.

Monthly
€9,99 / mo
  • Full decision journal
  • Automatic market journaling
  • What-if simulations
  • iPhone & web
See the live demo
2 months free
Annual
€99,99 / yr
≈ €8,33 / mo
  • Full decision journal
  • Automatic market journaling
  • What-if simulations
  • iPhone & web
See the live demo
7 days free, cancel anytime — on the web the trial starts with a card on file. The demo itself needs no account and no card.

The what is easy.
The why is the part worth keeping.

No signup, no card — a full sample portfolio, ready in a few seconds.